Automotive Instant
Digital Lending
Fintech Platform

Automotive Instant Digital Lending Fintech Platform

Kuwy’s ‘Click & Drive’ Technology connects the online to the physical world in the automotive lending ecosystem for dealers/channels, customers, and lenders.

Access to Credit
for channels
Choice of Lenders
for channels & Customer
Paperless Processing
for Channels & Lender
Instant Approval
for Customers
Faster Turn Around
for channels & lender
Close more Deals
for channels
Increase Sales
for channels
Digital Retailing
for Customer
Core Technology

Kuwy's 'Click & Drive' Technology

India's only

Automotive Instant Lending Platform

27+Bank & Financers

Get car Loans

Our Products

Kuwy's state of the art innovations offer convenient solutions for dealers, customers and lenders within the marketplace.

Upcoming Products

RC Engine, Digital Retailing, Insurance Aggregator, Inventory Lending, Marketplace

Kuwy Elite

Streamline loan approvals process by allowing lenders to access customer information.

Kuwy Laas

Browse your cars online and get your loan approved virtually.

Kuwy Prime

Experience the ease of obtaining a loan through Kuwy while in our dealer's physical showroom.


Make your car ready for the market with Kuwy's verified scores.

  • loan-disbursed


    Loan Disbursal

  • loan-disbursed



  • loan-disbursed


    Dealers & Channels

  • loan-disbursed


    Locations Across India

What is Kuwy

Kuwy is India's first automotive fintech platform that connects dealers, lenders, OEM's and customers digitally. It simplifies auto loans by facilitating end-to-end digital loan approval, processing and disbursal. We are neither Borrower nor a Lender.

All you need to do is download the Kuwy app and upload the documents and voila! Get instant loan approval with accurate loan value basis your eligibility and previous repayment behaviour. You also get rewarded for maintaining a healthy credit profile with high loan values, longer tenures and lower interest rates!

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Customer Vehicle Match

Kuwy pairs customers with ideal lenders using a digital vehicle and profile analysis.

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Credit Decision Engine

Kuwy's engine combines AI techniques for swift auto loan approvals.

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Same Day Approval

Kuwy's tech speeds up loan disbursals; customers get cars instantly.

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Title Transfer

Kuwy guarantees rapid title clearance and post-disbursal support.

Kuwy Benefits


Indulge in the journey of purchasing a used car with utmost ease. At Kuwy, we analyse to find the right lender to make your dream a reality. Our dedicated team ensures digitalised access to top-certified vehicles, backed by the assurance of quality. With a seamless process, we offer access to credit, securing the best loan terms as per your needs. Experience the convenience of digital verification and documentation, resulting in faster delivery.


Experience the advantage of streamlined paper transfers and a robust loan stack that caters to various needs. All vehicles at the Kuwy platform come with meticulous certification and have assured quality. Get instant eligibility checks, digital verification, and documentation, all contributing to a thriving experience. Our network of dealers and DSAs, along with location coverage, provides you with unparalleled access to diverse loan products. Leverage the power of our integrated credit platform and LOS integration, making your lending journey with Kuwy efficient and rewarding.


Get the advantage of pre-approved customers, giving you a head start on successful deals. Access to credit is made simple, with instant eligibility checks and digital verification, ensuring fast and secure transactions. Our digital documentation system accelerates the process, leading to faster payments and enabling you to provide the best loan terms to your customers. Flaunt your digital inventory thus giving a wide range of car choices to customers. Elevate your dealership experience, where a faster turnover meets seamless efficiency.


Core Technology

  • click-drive

    Click & Drive

  • deep-learning


  • machine-learning


  • artificial-intelligence


Automotive ecosystem On Your Terms

Point Of Sale

Kuwy's deal center solutions expedite the sales process for your salesperson by enabling them to close the deals quickly, whether in the showroom or virtually through remote interaction. Additionally, it empowers your management to intervene and effectively structure a deal

Point Of Search

Kuwy's dealer website solutions help our dealership with seamless customer engagement online, at any time and from anywhere. Customers can get certified vehicles, and the best loan terms and promptly receive instant loans wisely resulting in successfully funded deals.

API Suite

Kuwy Leading as a service APIs make it easy for organizations to integrate Kuwy's financial innovations into their bespoke branded experiences, enabling the car buying and loan application processes to be simplified, efficient, and accessible from anywhere.

Get Retail Car valuation at

Kuwy Car Check

Want to know your car worth?

Kuwy Car Price

  • app-store
  • google-play

We digitize each step of the Loan Process using "Click & Drive" Technology connecting borrowers to lenders. Kuwy App is available in both Android & IOS Platform . Download Now !

Kuwy Industry Insights

kuwy has been recognised as one of the top 10 global players in allied market research's automotive
kuwy has been recognised as one of the top 10 global players in allied market research's automotive
Read More kuwy has been recognised as one of the top 10 global players in allied market research's automotive
Kuwy Automotive Fintech platform digitally connects customer, cars, dealers & lenders to provide on-demand transactions
Kuwy Automotive Fintech platform digitally connects customer, cars, dealers & lenders to provide on-demand transactions
Read More Kuwy Automotive Fintech platform digitally connects customer, cars, dealers & lenders to provide on-demand transactions
Disrupting the Automotive Finance Ecosystem with Digitalization
Disrupting the Automotive Finance Ecosystem with Digitalization
Read More Disrupting the Automotive Finance Ecosystem with Digitalization
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Excellent customer service. Every employee went above and beyond to assist us. We were treated as valued customers, not as numbers or sales. Our next car will be purchased here.


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My wife and I shopped around for weeks looking at cars. Our budget was low so we decided to buy a used car. We chose Kuwy as they had a high-end inventory, excellent customer service and best of all the best price. I have already passed on their name to a friend. We will be back for our next car purchase.


profile profile

I was recommended to Kuwy by my friend. I had an extreme delight in purchasing a car from them. The staff are knowledgeable and guided me through the entire process and I bought a used car at ease.

-Anand Raj,

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The experience was truly fantastic as everything happened hassle-free. I received an excellent price for my car, and I'm thankful to Kuwy. Thank you!

-Lavanya Cars,

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Selling my cars through Kuwy was simple and easy from start to finish. The support I received from the kuwy team was outstanding. I highly recommend their services to anyone looking to sell their cars hassle-free.

-Ramana Cars,

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The entire procedure, from inspection to payment, was incredibly easy. Kuwy Car price gave me a proper price and I got whatever amount I had expected for my vehicle. Thanks to Kuwy and the team.

-Sri Hari Cars,

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The products of Kuwy convinced me to sell my car through Kuwy. The process is transparent and efficient and gave me an overview of the automobile market.

-Jansi Cars,


Kuwy Partners